← Rand Runway South African edition · debt vs. investing game

Tug of war: debt vs. wealth

Eleven rounds. Spare cash, a real debt rate, a real return. Pay off the debt, or invest it instead? Every right call pulls the rope toward Wealth — every wrong one pulls it back toward the Debt trap.

This is a game, not advice. Rates and returns are illustrative, and real investment returns are never guaranteed the way debt interest is. Please consult a registered, accredited financial adviser before restructuring debt or investments.

Important

Rand Runway provides general information and illustrative calculations for educational purposes only. Nothing on this site is financial, tax, investment, or legal advice, and none of these results should be treated as a personal recommendation or relied on as a substitute for professional advice. Everyone's circumstances differ — before making any financial decision, please consult a registered, accredited financial adviser (or other suitably qualified registered professional, such as a SARS-registered tax practitioner) who can take your full situation into account.